• Provide your South African ID number.
• Enter your cellphone number and email address.
• Provide latest 3 months banks statements (showing latest 3 salary deposits)
• The primary bank account that your employer uses to deposit your monthly salary
• Submit your bank account details.
• Share your employment information.
• We require the latest 3 months payslip.

• Click on the "Log in" button and enter the mobile number used during registration.
• Verify your personal data and bank account details.
• Confirm your income and expenses by providing bank statements from the past 3 months.
• Select the loan amount you require.
• Read and electronically sign the Pre-Agreement and Loan Agreement by clicking "I accept."
• Your funds will then be deposited into your bank account.
• We require latest 3 months payslip.

To qualify for a loan with Mzansi Moola, you'll need to meet the following requirements:

South African citizens of ages between 18 and 59.

You should be permanently employed for a minimum of 4 months.

Have a working cellphone number for communication.

We unfortunately cannot assist self-employed clients.

That's it! If you meet these requirements, you're on your way to fast, affordable financial support with Mzansi Moola.

We prioritize your financial well-being and want to ensure that you borrow responsibly. We promote financial sustainability; therefore, we only permit one Mzansi Moola loan at a time.

We may request additional documents to verify the information provided in your application. This is to ensure the accuracy and completeness of your details for a successful loan approval process.

Rest assured; it is completely safe to provide your bank account number to Mzansi Moola. We utilize encrypted pages and modern security measures to safeguard your sensitive information. Our services undergo regular audits by consultants from Bosch Marais & Associates Attorneys (www.boschmarais.co.za).

Typically, the most common reason for a loan application decline is inaccuracies or incomplete information provided in the application form. Please ensure all details are accurately filled out to enhance the chances of approval. You may request the reason that your Loan Application was declined.

Once your application is approved, the money will be transferred to your bank account promptly. Payments processed before 1:00 pm on weekdays will be credited by 7 pm on the same business day. Payments made after 1:00 pm or on public holidays will be credited by 7 pm on the following business day.

Please remember to update us on any changes to your banking or employment information before your pay date to avoid any negative impact on your credit record. (At least 5 days before your pay date)

Unfortunately, you must have been at your current job for a minimum of 4 months to be eligible for assistance. But please reach out to us once you have reached your 4- month milestone.

Absolutely! We are here to help you no matter where you are located within the borders of South Africa.

Mzansi Moola collaborates with the majority of major banks in South Africa. To be eligible for a Mzansi Moola loan, you will need to share your account information from one of these banks, with your salary being deposited into the same account:

• Absa
• FNB
• Standard Bank
• Nedbank
• Capitec
• African Bank
• We won't be able to pay your Mzansi Moola loan into a bank account with a different institution.